A personal health plan is more important than ever. Although our health care costs are increasing at an alarming rate, our budget dollars continue to decrease. Health programs funded provincially focus primarily on services in the hospital and/or at the doctors office. Personal health plans are needed assist you outside of any provincial health coverage, usually to cover other unexpected medical expenses.

It’s essential that you have individual health insurance when working part-time, are a consultant or self-employed, or don’t qualify at your workplace for group insurance. Don’t wait until you have health issues – you may not qualify for the coverage you need.